Our Mission Matters
Dedicated to serving first responders with integrity, compassion, and expert financial solutions tailored to you and your family's unique needs for life insurance, annuities & retirement planning.






Meet Our Team
More about our professionals.
Owner & Founder
Nicholas Cuccaro
With years of experience in life insurance and retirement planning, Nick specializes in helping first responders—firefighters, police officers, EMTs, and their families—secure their financial futures. From customized life insurance solutions to long-term retirement strategies, he provide straightforward guidance and trusted support for those who serve our communities every day.


Shane Nowosacki
Retirement Planning Specialist
With a deep understanding of the unique challenges faced by firefighters, police officers, EMTs, and other first responders, Shane is committed to helping those who serve retire with confidence and security. Specializing in pension coordination, deferred compensation plans, and tax-efficient retirement income strategies, he work closely with each client to build a personalized plan that protects their future and honors their service. Whether you're just starting your career or preparing to retire, Shane provides the guidance and tools you need to make smart, lasting financial decisions.


David Calleo
Annuity Specialist
For over three decades, David has helped individuals and families create secure, reliable retirement income through customized annuity solutions. With deep expertise in fixed, indexed, and hybrid annuities, he simplifies complex financial concepts and empowers clients to make confident, informed decisions. Whether you're approaching retirement or already there, David is committed to protecting your nest egg, minimizing risk, and ensuring your money lasts a lifetime.
Phone Number: 862-266-3310| Email: Nickcuccaro4@gmail.com
National Producer Number: 20391493
Phone Number:856-498-9074| Email: shane@thefortisagency.com
Phone Number:551-427-1515| Email: david@calleoinsurance.com
They truly do care and understood my situation. They made me feel comfortable with the decision I was making for my family and answered every question I had. THANK YOU!
James Sigworth


★★★★★